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The company ensures that discount of 5% if treatment is taken in tiered network and 10% copay if treatment is taken in non-tiered network.The illnesses and treatments listed below will be covered subject to a waiting period of 1 year as long as in the second policy year has been insured under this policy continuously and without any break: Arthritis if non-infective; calculus diseases of gall bladder and urogenital system; cataract; fissure/fistula in anus, hemorrhoids, pilonidal sinus, gastric and duodenal ulcers; gout and rheumatism; internal tumors, cysts, nodules, polyps including breast lumps (each of any kind unless malignant); osteoarthritis and osteoporosis if age related; polycystic ovarian diseases; sinusitis and related disorders and skin tumors unless malignant.

Yes, your spouse and children can be added as a dependant under the floater plan.

The policy can also be taken for your father, mother, father-in-law, mother-in-law, son, daughter-in-law, daughter, grandparents, and grandchildren on individual basis.

The expenses incurred on an ambulance offered by a healthcare or ambulance service provider used to transfer You to the nearest Hospital with adequate emergency facilities for the provision of health services following an Emergency, provided that: ....

The Medical Expenses incurred for vaccination including inoculation and immunizations in case of post-bite treatment.

Medical Examination reports validity period is 6 months Cover for all pre-existing medical conditions are excluded during the first three years of insurance.

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