But as Mr Argarkov's contract with Tinkoff stated he did not have to pay the bank any fines or account fees, a Russian court ruled this week that he only needed to repay the outstanding balance on the card - just 19,000 (approximately £371).
The short version of the story is that I genuinely misunderstood the way my corporate credit card was to be used.
I have been using it over the last few years regularly for personal reasons, including medical, car payments (a car is required for my job, but not covered under expenses), and general personal shopping.
I truly thought that all would be ok as long as I did whatever it takes to pay the balance in full each month, and it seems to have held true so far.
But at the same time, I am aware that the company policy states no personal expenses.
When it’s a life-changing decision, your choice of sperm bank is critical.